Lovable Pricing (2026): What a Month of Credits Costs

Lovable pricing is $0 on Free, $25 a month for Pro or $50 for Business; both paid plans start with 100 monthly credits. That paid balance can build your app and cover Cloud and AI usage after the included grants run out. In the modeled internal-tool month below, 94 plan credits cover the remaining work and the bill stays at $25; native workspace-only publishing requires Business, starting at $50.

Prices and limits verified against Lovable’s pricing page, 1 October 2026, with annual invoices, higher credit tiers and top-ups cross-checked against its official billing documentation. Dollar amounts are USD; the worked budget excludes tax and services bought separately.

Lovable Pricing Plans: Free, Pro, Business and Enterprise

Lovable’s plans price a workspace and its shared credit allowance, with unlimited members. Lovable is an AI app builder that turns instructions into web applications; inviting another collaborator does not add a seat fee, but more collaborators can use the allowance faster.

These are the entry allowances, not a promise that every application costs the entry fee. The pricing page supplies the plan comparison; subscription documentation supplies the annual invoices and complete credit ladder.

Pro buys publishing and billing flexibility. It adds custom domains, removal of the Lovable badge, unlimited lovable.app domains, credit rollover, top-ups, workspace roles and permissions, per-member credit limits, email support and design systems to Free’s features.

Business buys departmental controls. It includes Pro’s features, a team workspace, role-based access, single sign-on, security center, design templates and priority support. Personal projects can be hidden from other workspace members. Internal publish restricts a published site to logged-in workspace members.

Enterprise buys negotiated governance. The public page lists directory synchronization through SCIM, audit logs, publishing and invitation restrictions, automatic retirement of abandoned apps, scheduled deep security scans, sensitive-data controls, advanced design-system support, Git sync data residency, GitHub Enterprise support and a private package registry. It also lists a named customer success manager, onboarding and deployment, and a custom service-level agreement. Request a quote for the platform fee and committed usage together.

The decision that matters for an internal tool is whether you need Lovable’s native internal publishing. An app with its own login is a different feature. Paying for Business does not double the starting build allowance: both paid tiers begin at 100 credits.

Lovable Free Plan: Who Can Stay at $0?

Free can cover a small experiment or lightly used app if you can finish its changes within the build grants and keep runtime usage inside the Cloud and AI grants. It includes workspace-private projects, unlimited collaborators, five lovable.app domains, Cloud and community support.

A founder exploring an intake form can stay free while refining its scope and making occasional changes. The limits become more restrictive when you want to work continuously, connect a custom domain, remove the badge or buy extra credits. Top-ups require Pro or Business.

Workspace-private projects also do not give you Business’s internal publish feature. For an employee-only production tool, decide how users will be admitted before treating Free as a suitable deployment plan.

Lovable Free Credits Per Day

Free grants 5 build credits a day, up to 30 in a calendar month. It does not provide 150 usable monthly build credits just because the month has 30 days. Daily credits expire at the end of the day and cannot be saved for a weekend build. Lovable’s subscription docs describe Free as receiving the first six daily grants each month, then no more until the next month; unused daily credits still expire. Source: daily grant cap.

Standard Pro and Business plans also get five daily build credits, without the standard Free monthly cap. In a 30-day month, that could cover 150 credits of building if you use all five every day. Add Pro’s 100 monthly credits and the potential build allowance is 250, but that requires daily usage and leaves none of the general balance for runtime. Lovable’s pricing FAQ notes that some regional paid plans cap daily grants at 30 a month; check the allowance shown in your workspace. Source: included grants.

Who never needs to pay: someone whose app remains within the grants, who accepts a lovable.app address and the badge, and who does not need paid publishing or workspace controls. The relevant limit is the app’s usage, not whether it has been online for a month.

Lovable Dev Pricing: Monthly Versus Annual

Annual Pro costs $250 upfront, and annual Business costs $500 upfront at the 100-credit tier. The exact monthly averages are $20.83 and $41.67. Lovable displays rounded equivalents of $21 and $42; multiplying those labels by twelve would overstate the annual invoice. Source: annual plan prices.

Pro saves $50 against twelve $25 monthly payments. Business saves $100 against twelve $50 payments. At these entry tiers, the annual invoice equals ten monthly payments, so annual billing only has a straightforward subscription saving once you need more than ten months of access.

For a founder validating one tool, start monthly. A lower advertised monthly equivalent does not make the first month’s cash payment $20.83: it makes the payment $250. Commit annually when the tool and your ongoing need for the builder are established.

Annual subscribers still receive plan credits monthly. You do not receive the whole year’s allowance on day one. Unused annual-plan credits have a longer validity window, expiring one month after the annual billing period ends, while monthly-plan credits expire two months after issue.

Lovable AI Pricing: Build Tasks and AI in Your App

Building with Lovable and adding an AI feature to the application are different activities. A request that changes the app consumes build credits; an employee pressing its AI summary button creates runtime AI usage.

Lovable’s live pricing page gives these example task costs, not fixed quotes for every similar request:

• A button-color adjustment: 0.50 credits.
• Removing a footer: 0.90 credits.
• Adding signup and login authentication: 1.20 credits.
• Creating a landing page with images: 1.70 credits.

Default Mode varies with the task’s complexity. Plan Mode starts at 1 credit per message, plus any subagent research Lovable runs while planning. Subagents are additional AI workers investigating part of the request, so a research-heavy planning message can cost more. Open the three-dot menu on a response to see the message’s credit cost. Sources: task examples and Plan Mode billing.

At entry Pro’s $25 for 100 monthly credits, allocating subscription cost to those examples gives approximately $0.13, $0.23, $0.30 and $0.43 per task, respectively. Those are computed allocations of prepaid credits. They are not separate card charges, and daily grants can cover the work before your paid balance is touched.

The usage documentation illustrates a similar landing-page request at 2.00 credits, while the pricing page shows 1.70. These examples have different scopes and are illustrations rather than fixed rates; 1.70 is not a ceiling. Source: build costs.

The same arithmetic means 100 credits could cover 200 of the 0.50-credit example or 58 complete tasks at 1.70 credits each. It does not mean 58 finished apps. A landing page is only one part of an internal tool; data structure, permissions, workflow logic and fixes add work with their own variable costs.

Free Chat Is a Separate Allowance

Lovable’s 24 September 2026 announcement introduced a daily free chat allowance for Free, Pro and Business workspaces. The current chat pricing and allowance apply through 31 October 2026 and are temporary. Discussing a purchasing workflow can use that allowance; handing work to Plan or Build, or generating images or video, uses standard build credits. Source: free chat announcement.

Use the allowance to settle questions before requesting edits. Chat Mode and Plan Mode are different modes, so do not assume that a planning conversation in Plan Mode is covered by free chat. After the daily chat allowance runs out, chat draws from daily build credits and then general credits.

AI Inside Your App

An AI feature in a deployed app draws on the AI gateway, Lovable’s connection to the model that answers the request. Its usage depends on the model, input and output tokens, and call volume. Tokens are the chunks of text a model processes; a longer document or answer usually uses more.

Free, Pro and Business each include 4 monthly AI credits under the current documented grants. Once that grant is used, app AI can spend general credits. An employee-facing summarizer therefore competes with future building work for the same remaining balance. The subscription is not an unlimited AI API allowance. Source: AI gateway usage.

Lovable Cloud Pricing: What Running the Tool Adds

Cloud is the hosting and built-in backend that keeps the app working after you close the builder. Its costs depend on database resources, stored data, network transfers, file storage, background computation and realtime updates. A short text-based request form and a media-heavy portal can have very different running costs at the same headcount.

Lovable spends the 20-credit monthly Cloud grant first, then available general credits. It similarly spends the app AI grant before general credits. The dashboard’s Build credits and Run credits are reporting categories, not independent general balances.

Twenty Cloud credits are not twenty dollars. Lovable documents a $0.25 Pro plan credit rate and a $0.50 Business plan credit rate when explaining runtime balance conversions. At those rates, 20 credits correspond to $5 on Pro or $10 on Business. Equivalent Cloud and AI services cost the same dollars on both plans, with fewer credits deducted on Business because each represents more value. Do not compare a Business runtime credit count directly with a Pro credit count. Source: plan credit rates.

For an operator, the useful estimate comes from the specific project. Review its Run credits and the database instance’s estimated monthly cost. There is no defensible fixed conversion from “ten employees” to Cloud credits: how often they query data, what they upload and what runs in the background all matter.

The included Cloud and AI grants are also described as temporary and subject to change. Treat them as today’s allowance, and recheck them before budgeting a later renewal.

Worked Example: Build and Run One Small Internal Tool

A scoped internal tool can fit into a $25 Pro month under the assumptions below. This is an illustrative budget for a purchase-request app with a request form, login, approval status and an AI note summarizer. It is not a measured build, a vendor quote or a guarantee that your app will use the same amount.

Assume you build on six days of a 30-day month, using 15 build credits on each active day. Total building is 90 credits. Each day’s five-credit grant covers part of that work, so 30 daily-grant credits plus 60 general credits pay for building.

A worksheet could allocate 12 Plan Mode messages without additional subagent research to 12 credits, a landing-page-style first screen and login to 2.90 credits using Lovable’s examples, ten small style changes to 5 credits, and four cleanup tasks to 3.60 credits. That totals 23.50 credits. The remaining 66.50 of the assumed 90-credit build budget is a reserve for the data model, permissions, approval logic, integration and fixes. Those remaining task costs must be read from actual message usage.

Now assume the deployed app consumes 40 Pro Cloud credits during the month. The Cloud grant pays 20, leaving 20 general credits. Assume its AI summarizer consumes 18 Pro AI credits; the four-credit AI grant leaves 14 general credits. These runtime inputs are budget assumptions, not predictions from the number of staff.

The credit ledger is:

• Gross usage: 90 build + 40 Cloud + 18 AI = 148 credits.
• Grants used: 30 daily build + 20 Cloud + 4 AI = 54 credits.
• General credits used: 60 build + 20 Cloud + 14 AI = 94 credits.
• General credits left: 100 included minus 94 used = 6 credits.
• Cash paid: $25 subscription + $0 top-ups = $25 for the month.

The total excludes tax, domain registration and services purchased outside Lovable. It also assumes ordinary app authentication is appropriate; if the tool must use Lovable’s native workspace-only publishing, Business starts at $50 a month. Its runtime credit counts must be recalculated at Business rates.

What Pushes This Month to $40?

Another 20 build credits after the daily grants have been used would raise general usage from 94 to 114 credits. Buying 50 Pro top-up credits costs $15, taking the month’s cash bill to $40 and leaving 36 general credits from the combined 150-credit balance.

That is why a small scope change can move the invoice by more than the dollar equivalent of the extra work. You buy a credit bundle, not exactly the 14 credits missing from this example. Leftover top-up credits remain valid for twelve months.

Lovable Pro Pricing: Bigger Allowances and Top-Ups

Choose a larger Pro credit tier when you need more building capacity without Business’s controls. Pro and Business both offer higher monthly allowances; moving from Pro 100 to Business 100 is not a capacity upgrade.

The complete higher Pro ladder is below. Each line gives the monthly credit allowance, monthly subscription price and annual invoice:

• 200 credits: $50 monthly or $500 annually.
• 400 credits: $100 monthly or $1,000 annually.
• 800 credits: $200 monthly or $2,000 annually.
• 1,200 credits: $294 monthly or $2,940 annually.
• 2,000 credits: $480 monthly or $4,800 annually.
• 3,000 credits: $705 monthly or $7,050 annually.
• 4,000 credits: $920 monthly or $9,200 annually.
• 5,000 credits: $1,125 monthly or $11,250 annually.
• 7,500 credits: $1,688 monthly or $16,880 annually.
• 10,000 credits: $2,250 monthly or $22,500 annually.

For the same allowances from 200 through 5,000 credits, Business charges exactly twice those Pro subscription and annual prices. Its remaining public tiers are 7,500 credits for $3,300 monthly or $33,000 annually, and 10,000 credits for $4,300 monthly or $43,000 annually. Credits still issue monthly on annual billing. Source: all subscription tiers.

Top-ups have their own prices: Pro is $15 for 50 credits, or $0.30 per credit; Business is $30 for 50 credits, or $0.60 per credit. Paid workspace owners and admins can buy them manually or configure automatic purchases. Source: top-up prices.

Lovable Pro Subscription: When to Upgrade

For recurring monthly usage, the entry-tier crossover is concrete. Pro 100 plus one 50-credit top-up gives you 150 general credits for $40. Pro 100 plus 100 top-up credits gives you 200 for $55, while the recurring 200-credit Pro tier costs $50.

Once you regularly need more than 50 general credits beyond the entry allowance in the same billing cycle, the 200-credit tier is the better subscription budget. Count runtime overflow as well as building when making that decision. For an occasional burst, top-ups can still be sensible because their twelve-month validity is longer than monthly subscription-credit validity.

Business follows the same pattern: its entry plan plus 50 top-up credits costs $80 for 150 general credits; adding 100 top-up credits costs $110 for 200, versus $100 for the recurring 200-credit Business tier. Changing tier during a billing cycle can affect the immediate invoice, so use these comparisons to choose the next steady-state allowance, not as a quote for an upgrade made today.

Automatic Top-Ups Need a Cash Budget

Auto top-up can purchase repeatedly whenever the balance reaches your threshold. Its monthly spending limit is expressed as credits added, and resets at the start of the calendar month, rather than your subscription renewal date.

The documented defaults are 100 credits per purchase, a trigger at 25 remaining credits and a 400-credit monthly addition limit. At entry Pro top-up rates, those settings allow $120 of extra purchases in a calendar month, on top of the subscription. Business’s equivalent top-up purchases would cost $240. Those are computed ceilings, not amounts charged just for enabling the feature. Source: auto top-up settings.

Set the cap to the extra cash you are willing to spend. Review it again after switching to Business: Lovable pauses auto top-up on that upgrade because the top-up price changes, and requires you to re-enable it.

Credit Expiry, Cancellation and Other Costs

Unused credits have different deadlines, so “rollover” does not mean indefinite storage. Monthly-plan credits expire two months after issue, which lets unused credits cross into the following billing cycle. Annual-plan credits expire one month after the annual period ends. Top-up credits expire twelve months after purchase. Daily build credits expire that day.

Cloud and app AI grants do not roll over. On Free, they expire at the calendar month’s end; on Pro and Business, they expire at the billing cycle’s end. General credits closest to expiry are spent first after applicable grants. Source: credit expiry.

Cancellation also changes access before a credit’s expiry date. Paid credits remain usable until the current billing period ends. Once the workspace switches to Free, leftover paid credits are unavailable; Lovable says they reactivate if you subscribe again before their expiry. Do not buy a large top-up expecting to cancel and keep using it freely for twelve months. Source: cancellation and credit access.

The other costs depend on your chosen architecture. Registering a domain, connecting an external backend or calling a separately billed provider can create bills outside the Lovable subscription. Managed connectors that bill through Lovable use general credits; the Cloud and AI grants do not cover that connector usage.

The shared balance also creates an operational limit: if building consumes the credits needed for runtime, deployed AI can stop and backend services can pause once no applicable credits remain. Static published pages can remain live while their database or AI features fail. Reserve running capacity before spending the last credits polishing the interface.

Lovable Plans: Which One Should You Buy?

Start with monthly Pro for a scoped first app if ordinary app authentication and its publishing features meet your needs. It gives you an entry general balance, paid publishing options and the ability to add credits as you learn the app’s usage.

Stay Free for an experiment that fits the grants. Accept its domain and badge limits and plan around the monthly build cap. An occasional change is a different workload from a concentrated build sprint.

Buy Business when an actual control requires it: native internal publish, single sign-on, personal projects within a shared workspace, or the departmental governance features. For a purchasing tool that must admit only workspace members through Lovable’s publishing controls, the $50 entry fee is part of the requirement.

Buy a larger Pro allowance for more building. The 100-credit Business plan provides the same building allowance as 100-credit Pro despite its higher fee. Use Enterprise for contractual requirements, and get the platform fee and usage commitment together in the quote.

Annual billing follows a different decision: it is a commitment to the year, not an answer to unexpectedly high usage this month.

How the Cost Compares With Bolt, Replit and Base44

Bolt.new Pro starts at $25 a month, the same monthly subscription as Lovable Pro, but includes a starting allowance of 10 million tokens. Those tokens measure text processed, including project files supplied as context. A growing codebase can therefore change the cost of an edit. There is no reliable conversion from ten million Bolt tokens to 100 Lovable credits. Source: Bolt pricing.

Use Lovable vs Bolt for the broader builder choice. For budgeting, their equal entry fees only settle the subscription line; they do not establish equal finished-app capacity.

Replit Core is $20 monthly or $18 a month billed annually, with a $20 allowance toward its most powerful models. Annual access therefore costs $216, compared with Lovable Pro’s $250 annual invoice. That is $34 less per year for access, before differences in actual usage. Its allowance is expressed in dollars, so compare the work and running costs it covers rather than counting “credits” across brands. Source: Replit pricing.

Read Replit vs Lovable before choosing the builder. A lower starting fee is useful only if the builder and its usage allowance fit the tool you need.

Base44 Starter is $16 a month billed annually, or $192 for a year, with 100 monthly message credits and 2,000 monthly integration credits. That is $58 less upfront than annual Lovable Pro, but its two usage allowances are different units with different consumption rules. Matching the number 100 does not make the plans equivalent. Source: Base44 pricing.

Use Base44 vs Lovable for the choice between builders. Compare annual invoices with annual invoices and monthly subscriptions with monthly subscriptions; a $16 annual-equivalent label is not a $16 one-month experiment.

Set a Budget Before You Build

Set the usage budget before generating another version of the interface. For a purchase-request tool, write down the required access control, the first workflow and the runtime reserve you will protect.

1. 1

   Pick the access requirement

   Decide whether the app needs ordinary application login or Lovable’s native workspace-only publishing. That requirement separates an entry Pro budget from a Business budget.

2. 2

   Read actual credit usage

   Open Workspace settings → Plans & credit usage → Usage details. Review Build credits and Run credits, filtered to your project. Use the message menu for individual build costs; runtime reporting can take up to 24 hours to appear.

3. 3

   Check running costs

   Review the database instance’s monthly estimate under More → Cloud → Overview → Advanced settings → Manage instance. Account for storage, transfers and any AI feature separately. Replace the illustrative budget’s assumptions with those project readings.

4. 4

   Set the extra spending limit

   If you enable auto top-up, choose a monthly addition limit and translate it into dollars at your plan’s top-up rate. Keep a running-credit reserve and revisit the recurring allowance after the first month.

Lovable Pricing FAQ

Is Lovable free?

Yes. Free costs $0 and currently includes five daily build credits capped at 30 a month, 20 monthly Cloud credits and four monthly app AI credits. It also has a daily chat allowance. Paid controls, publishing options and top-ups have separate plan requirements.

Is Lovable subscription worth it?

Pro is worth considering for a scoped tool when its paid publishing features and credits cover the job. In the illustrative month here, it covers 94 general credits of work for $25. Business earns its premium when you need its access or governance features; it starts with the same 100 monthly credits.

Which is cheaper, Bolt or Lovable?

Both entry Pro subscriptions are $25 monthly. Bolt meters tokens and Lovable meters credits; equal subscription prices do not guarantee equal build or runtime costs. Compare a scoped workload and its hosting requirements.

Is 100 credits enough for Lovable?

It can be. The worked month uses 94 general credits after grants, leaving six. A more complex app, repeated fixes or heavier runtime usage can exceed 100; the published 0.50 to 1.70-credit task examples are not a price range for complete apps.

How to get Lovable cheaper?

Use daily grants when you work, settle scope with the current free chat allowance, and avoid unnecessary rebuilds. Entry annual Pro saves $50 versus twelve monthly payments, but requires $250 upfront. Eligible students and teachers have a separate discount.

What are the potential downsides of loveable AI?

Build costs vary with task complexity, and runtime can consume the same general balance. Daily grants cannot be banked, paid credits expire, and app AI or backend services can pause when applicable credits are exhausted. Budgeting and access controls need attention beyond the initial interface.

How to get Lovable Pro for free?

The standard Pro subscription is paid. Free is a separate plan, and an education discount is not a free Pro subscription. Rely on an offer only when Lovable confirms your eligibility and its checkout terms.

What are the ethical concerns of Lovable AI?

For an internal tool, focus on who can access company data, how that data is used and whether staff rely on unreviewed AI output. Business excludes workspace data from AI model training by default; Free and Pro allow an account-level opt-out. A paid subscription still does not verify the app’s permissions or the accuracy of its AI answers for you.

What does Lovable Pro cost?

Entry Pro is $25 monthly or $250 annually for 100 monthly general credits, plus its standard grants. Larger credit tiers cost more. Pro top-ups cost $15 for 50 credits.

Where can I buy Lovable credits for a low price?

Use Workspace settings → Plans & credit usage for official top-ups and plan changes. For recurring usage, 200-credit Pro at $50 monthly is cheaper than entry Pro plus 100 top-up credits at $55. For a one-off burst, top-ups have a longer twelve-month validity window.

Is Lovable free for students?

Eligible students and teachers can get 50% off the 100-credit monthly Pro plan for up to twelve months, rather than a permanently free Pro plan. Verification uses an academic email address, the discount is available once per person, and annual plans, higher tiers and top-ups are excluded. Start at Lovable’s student discount page.

Are Lovable credits refundable?

Lovable’s pricing FAQ says credits are not refundable or redeemable for cash. The pricing FAQ does not promise a refund of your subscription invoice.

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